Manual everything
Many private-wealth teams still aggregate positions, approvals and reports by hand. The state of the art is too often Excel plus email.
Broker-neutral · execution-only · human-approved
The AI team for private wealth. Run it in plain English.
One modular platform that sees everything a family owns, keeps it on policy, and acts through the accounts already in place — with human approval before money moves. We never hold client funds.
- Working platform
- Human approval before money moves
- Family offices · EAMs · advisers · sophisticated investors
01 · The problem
Private wealth still runs on spreadsheets
The people responsible for serious money have the weakest software in finance — and it shows.
Nothing connects
Custody accounts, brokers, property, private funds and debts live in silos. “What are we worth?” takes an analyst and a week — and is stale on arrival.
Software stops at the report
Platforms end at a dashboard or a PDF — before supervised action. Testing an idea, enforcing a policy, placing an order: all still by hand, somewhere else.
Six-figure gatekeeping
Institutional systems are expensive, implementation-heavy and built for specialist operators. Smaller teams are often left choosing between enterprise software and spreadsheets.
The status quo, concretely: one quarterly client statement across several custodians, brokers and private assets can still mean days of collect–reconcile–retype — and the reporting workflow often stops before policy checks, research and supervised action.
02 · Who it helps
Built for the people who actually carry the mandate
Prose Trade is not a generic robo-adviser. It is an operating layer for wealth owners and professionals who need visibility, policy control and documented decisions before anything reaches an account.
One balance sheet, fewer manual loops
Consolidate public, private and real assets; track ownership, debt, stale valuations and IPS limits; produce reports with an approval trail.
Scale the analyst work without losing control
Import statements, reconcile holdings, find drift, draft client-ready narratives and keep every recommendation attached to evidence.
Research and execute with guardrails
Test ideas, compare portfolios, paper-trade first and approve broker actions only after risk checks pass.
Best fit now: design partners who want a working platform,
direct founder access and honest feedback loops.
Not positioned as: a custodian, broker, tax adviser,
regulated investment adviser or replacement for your existing fiduciary process.
03 · How it works
One sentence in. Only what passes goes live.
The same prompt → validate → deploy loop that changed software engineering, pointed at private wealth — with a hard validation gate in the middle.
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01 · Describe
Say what you want.
Ask in plain English — a policy check, a stress-test, a rebalance, a client report. The AI turns it into structured, checkable work. No code.
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02 · Validate
Prove it first.
Ideas are proven before money moves — walk-forward backtests, portfolio comparisons and macro stress-tests with per-asset evidence. Losers surface before your money finds them.
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03 · Act — only what passes
Go live, safely.
Approved actions execute in your own accounts — paper first, inside hard limits, kill-switch armed. The AI proposes; you approve every trade.
“Check our holdings against the family’s investment policy, stress a −10% equity shock, and propose a rebalance we can approve.”
The gates, concretely: investment-policy compliance · concentration caps · drawdown & position limits · market hours · max order size · human approval — and the platform refuses what it can’t verify. One server-side engine computes every number once; a risk guard checks every order.
04 · The AI team
A supervised AI team, not an autopilot
See everything. Keep it on plan. Act on it safely. Four specialists behind one chat box — inside guardrails you set, with every money-moving action awaiting human approval.
The Strategist
Turns plain English into tested portfolios and strategies — from allocation templates to full systematic rules. No code, no consultants.
The Researcher
Runs cited deep research, stress-tests the household against macro scenarios, and evolves brand-new strategies — proven on data they have never seen.
The Risk & Compliance Officer
Enforces your investment policy — concentration, drawdown, VaR, tracking error — with every breach recorded and a kill-switch always armed.
The Operator
Imports statements (AI extraction, human approval), reconciles accounts, drafts client reports, and routes orders through your own brokers — paper first.
Trust by design: the AI proposes — a human approves every action · your money stays in your own accounts — we never hold client funds · paper-trading by default · hard limits & kill-switch · encrypted vault & full audit trail · self-hosted private-AI option. Execution-only software, not investment advice.
05 · The platform
Family-office-grade under the hood
The functions that make a CIO or adviser take the meeting — live in the product today, shown on a demo household. No mockups.
Total balance sheet
Public, private and real assets — and the debts against them. Multi-currency, double-count-proof; private-equity positions carry XIRR & MOIC.
Investment-policy mandates
IPS limits — concentration, drawdown, VaR, tracking error — checked continuously, server-side. Breaches land in a log, not a drawer.
AI statement import
PDF or CSV in, extracted holdings out — every line human-reviewed before it counts. One person imports, another approves.
Proactive insights
A watchdog flags concentration, drift and stale valuations before they become problems — with actions attached.
Client-ready reports
The platform computes the figures; the AI drafts the narrative; you approve every word. Shared via revocable links, every view logged.
Performance that holds up
Time-weighted and money-weighted returns done properly, benchmark-relative — with plain-English explainers next to every professional metric.
Modular by design — only the workspaces you need
Eight workspaces, and every one of them is a switch. Turn a module off and it leaves the main menu — and its AI tools are withheld from every chat and agent run. A wealth-only firm never sees a trading tool; a trading desk never loads the family vault. Flip it back on the day your mandate changes.
- Intelligence
- Portfolio
- Markets
- Bank
- Strategies
- Wealth
- Macro
- Tools
06 · The research sandbox
Strategies that invent themselves
Optional, for firms and investors who want an edge: an evolutionary engine designs brand-new strategies from your own market data — and proves them on data they have never seen.
Evolutionary search
A genetic algorithm breeds and mutates thousands of indicator-and-rule combinations across generations, keeping what performs.
You pick the objective
Optimize for return-over-drawdown, net profit, profit factor or total return. Whatever fits the mandate.
Out-of-sample validation
Top candidates are re-scored on held-out data — “likely overfit” is a first-class verdict, not fine print buried in a footnote.
Fully reproducible
Every run is seeded, so a winning strategy can be reproduced bar-for-bar. Research you can audit — and hand to a compliance officer.
07 · In the product today
No mockups. This is the running platform.
Unretouched screenshots from July 2026, shown on a demo household
- 3brokers connected
- 86+AI tools in one chat
- 8modular workspaces
- 24/7autonomous monitoring
Be early
Get on the list before launch
We’re opening access in waves. Self-directed investors join the pilot cohort first; family offices, EAMs and advisers can claim one of the first design-partner seats. Join now and help shape the roadmap.
- Priority invite when your wave opens
- Free paper-trading & backtesting at launch
- Design-partner fast track for firms